Dear users,
JustLend DAO has added HTX as a collateralizable asset on May 16, 2026 (SGT), users will be able to supply and borrow HTX from that point forward. For more details, please refer to Proposal to add the HTX Market.
Introduction to HTX
HTX serves as the native governance token of HTX DAO, a decentralized autonomous organization marking the strategic evolution of one of the world's premier cryptocurrency exchange ecosystems. Operating as a TRC-20 token on the TRON network, HTX functions as a foundational bridge between centralized exchange liquidity and decentralized governance. This dual role allows it to anchor a multi-layered ecosystem, providing a robust infrastructure for community-led growth and protocol development.
As a primary pillar of the TRON DeFi landscape, HTX offers deep market liquidity and extensive utility beyond simple governance. Holders benefit from transaction fee discounts, ecosystem-wide rewards, and seamless integration with leading TRON-based protocols such as SunSwap. By establishing a dedicated lending market on JustLend DAO, HTX enables users to unlock significant capital efficiency without liquidating their positions, while simultaneously driving new TVL and fostering deeper synergy between the TRON community and its premier lending platform.
Market Parameters
The collateral factor of HTX is set at 50%, and its reserve factor is set at 30%.
The HTX market adopts the jumping interest model, where the interest rate rockets to a higher tier when the utilization rate exceeds 45%. Its Supply APY hits 192.50% when the utilization rate reaches 100%. Supply and borrow APYs at different utilization rates are as follows:
| Utilization rate | Borrow Base APY | Supply Base APY |
| 0% | 5.00% | 0.00% |
| 10% | 16.11% | 1.13% |
| 20% | 27.22% | 3.81% |
| 30% | 38.33% | 8.05% |
| 40% | 49.44% | 13.84% |
| 50% | 75.00% | 26.25% |
| 60% | 115.00% | 48.30% |
| 70% | 155.00% | 75.95% |
| 80% | 195.00% | 109.20% |
| 90% | 235.00% | 148.05% |
| 100% | 275.00% | 192.50% |
As JustLend DAO has granted the right of governance to the community, the decision to launch a new market needs to be decided by the community through voting. We have initiated the proposal on the parameters mentioned above. Please closely follow JustLend Proposals for more details.
Thank you for your support!
JustLend DAO
May 16, 2026 (Singapore time)