Risk value is an indicator of the health of the current portfolio. Collaterals will be liquidated when the risk value reaches 100.
Formula: Risk value = Total borrow ÷ Borrow limit x 100
Our recommendations for users at different levels of risk are as follows:
|
Range |
Levels of risk |
Recommendations |
|
0-35 |
Low Risk |
Healthy portfolio, eligible for loans. |
|
35-60 |
Medium Risk |
Healthy portfolio overall, eligible for extra loan, but with caution. |
|
60-80 |
High Risk |
Portfolio faces risk of liquidation, and you are advised to add collateral or pay off part of your loans. |
|
80-100 |
Extremely High Risk |
Collaterals are about to be liquidated, and you are advised to add collateral or pay off part of your loans.
|