Risk Value = Total Borrow / Borrow Limit * 100
Where:
Total Borrow = Sum of all assets borrowed by the user
Borrow Limit = ∑(Asset supplied by the user * Collateral factor of the asset)
Example:
A user supplies $100 worth of SUN tokens with a collateral factor of 50% and $200 worth of USDC tokens with a collateral factor of 75% on JustLend DAO. In this case, Borrow Limit = $100 × 50% + $200 × 75% = $200.
The user also borrows $90 worth of TRX tokens and $50 worth of JST tokens from JustLend DAO. In this case, Total Borrow = $90 + $50 = $140.
Therefore, the user’s Risk Value = Total Borrow / Borrow Limit * 100 = $140 ÷ $200 × 100 = 70.